Financial Literacy Inventory

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Appropriate For
Comprehensiveness Intermediate
Administration Time - 30 min
Format pencil icon
Scoring Options hand icon
Language English
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Financial Literacy Inventory

Self-scoring, self-interpreting, consumable, no other components needed.

The Financial Literacy Inventory (FLI) measures a person's basic knowledge of money management. This 60-item assessment feeds into five scales: Income and Careers, Banking and Budgeting, Credit and Debt, Saving and Investing, and Rights and Risks. The FLI helps individuals determine how much they know about effectively managing their money, giving them both individualized scores on each of the scales as well as an overall assessment of their financial literacy.

The FLI then offers guidance on how to improve the individual's financial literacy and manage their money better through specific suggestions and online resources. Finally, the FLI provides a personal finance checklist and goal-setting worksheet for individuals to better plan their financial futures.

This inventory is based on the national standards created by the JumpStart Coalition for Personal Financial Literacy, the Institute for Adult Financial Literacy, the FDIC's Money Smart program, and the Indiana Financial Literacy Education standards for high school seniors.

The FLI gives test takers a benchmark to motivate them to revise their spending habits and learn more about their financial options. It also gives counselors, coaches, and other professionals the chance to step in and alleviate key financial hurdles that will stand in the way of their client's success. Self-scoring and self-interpreting, the FLI takes approximately 20 minutes to complete.

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